Planificando la jubilación en la Unión Europea: ¿existen diferencias en función del género del ahorrador?

Sara Fernández López; M.ª Milagros Vivel Búa; Luis A. Otero González

doi:10.51302/rtss.2014.2914

Authors

Sara Fernández López Profesora contratada doctora. Departamento de Economía Financiera y Contabilidad. Universidad de Santiago de Compostela (España)
M.ª Milagros Vivel Búa Profesora interina. Departamento de Economía Financiera y Contabilidad. Universidad de Santiago de Compostela (España)
Luis A. Otero González Profesor titular. Departamento de Economía Financiera y Contabilidad. Universidad de Santiago de Compostela (España)

DOI:

https://doi.org/10.51302/rtss.2014.2914

Keywords:

retirement, saving, gender, determinants, Europe

Abstract

This paper analyse if the women have the same probability of saving for retirement than their male counterparts in the European Union (EU). Moreover, we study if these determinants of saving for retirement are different according to the gender. The sample consists of 6,036 individuals from eight European countries (France, Germany, Italy, Netherlands, Poland, Sweden, UK and Spain) in 2007. Overall, the results show that European women are less likely to save for retirement than European men. However, the determinants of this saving are quite similar between the two groups. Finally, we find that country institutional factors have a significant and more relevant than gender differences in the individual's attitude towards saving for retirement.

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